Rated 4.9 out of 5


TIM is a leading provider of flexible and innovative funding solutions for Australian businesses. As a leading FinTech, TIM will find a funding solution that will work for your business.

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1300 694 686

Our Services

Whatever your need, TIM will provide you with the best funding solutions from our range of funding products.

Invoice Finance

For businesses offering credit terms to their customers, have seasonal fluctuations, or simply needing working capital quickly and hassle free. Turn your outstanding invoices into cash within 24 hours with Invoice Finance.

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Debtor Finance

Most businesses have thousands of dollars tied up in unpaid invoices at any one time. Debtor Finance unlocks that money by paying you the face value of your invoices when issued to your clients.

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Trade Finance

Get the finance you need to pay your suppliers, be it for imports, exports or local supplies. Trade Finance lets you focus on closing sales rather than worrying about how you are going to pay for the goods before you sell them.

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Supply Chain Finance

Use TIM to pay suppliers ‘cash on delivery’ in order to take advantage of early settlement discounts. Your suppliers get upfront payments and you pay TIM 30-90 days later improving the working capital position for you & your suppliers.

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Import Finance

TIM provides clients with an import finance solution when sourcing goods from global markets. Our solution starts by funding up to 90% of your orders to overseas suppliers, through the manufacturing and shipping process, up until the time payment is received from customers.

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Export Finance

Does your business need funding to cover the working capital costs, from the time you receive a purchase order from your overseas customers until the goods arrive and are paid for (by your customer), if so then TIM’s Export Finance is the solution for you.

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Here’s why the experts choose TIM

This is Loren. She doesn’t work for us, but we’ve done a lot of business together. Loren is one of the many trusted business consultants who consistently recommend TIM to their clients. Watch the video below to find out why.

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See Case Studies

We’ve funded over a billion dollars to Australian businesses

Discover why so many Australian businesses are choosing TIM.

Our Customers Have Rated Us “Great”

Get Tomorrow’s Cash flow Today

Helping you find smarter ways to use your own cash and avoid the pitfalls of borrowing funds. TIM Finance is always ready to help in a fairer, more flexible and far more affordable manner than a traditional business loan. Contact a TIM expert today.

Chat With A Tim Expert
1300 694 686

TIM Finance offers several different funding solutions (Services), one or more of which has a no-fee, no interest and no long lock in contract period, called the Fully Flexible funding option. Conditions, fees and charges apply to some of the Services provided, which may change or we may introduce new ones in the future. Full details for all funding options (Services) including any fees and charges which may apply, is available on request. Lending criteria apply to approval of credit products. This information does not take your personal objectives, circumstances or needs into account. Consider it’s appropriateness to these factors before acting on it. Read the funding agreements provided, for your selected product/service, including all the Terms and Conditions contained in agreements provided, before proceeding. *T&Cs: Minimum 12 month invoice funding contract with TIM Finance. Direct clients only, offer doesn’t apply to broker introduced clients. All standard credit terms and conditions apply including credit assessment. Not applicable to existing clients.