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TIM finance “TIM” is Australia’s leading provider of flexible funding solutions for Australian businesses. TIM thinks outside the box to find a funding solution that will work for your business.
Which Funding Solution Is Right For You?
For businesses offering credit terms to their customers, have seasonal fluctuations, or simply needing working capital quickly and hassle free. Turn your outstanding invoices into cash within 24 hours with Invoice Finance.
Get the finance you need to pay your suppliers, be it for imports, exports or local supplies. Trade Finance lets you focus on closing sales rather than worrying about how you are going to pay for the goods before you sell them.
Use TIM to pay suppliers ‘cash on delivery’ in order to take advantage of early settlement discounts. Your suppliers get upfront payments and you pay TIM 30-90 days later improving the working capital position for you & your suppliers.
Invoice Financing Made Simple
We have funded over $1.0 billion to hundreds of Australian business over the last 7 years. We have offices and people around Australia, so if you have a business supplying goods or services to other Australian businesses on trade terms (i.e. not cash on delivery or retail) then we’d love to help with your business cash flow needs.
Solve your business cash flow needs with flexible, fair funding
It’s Application Fee Free
No application fees, no repayments, no bank fees, and no property security required.
It’s 100% Flexible
Choose either a Full Ledger or Selective Invoice Finance facility to suit the needs of your business.
Funding in 24 Hours
Receive 80% of your selected invoices within 24 hours of the invoice being verified, with the balance being received when your client pays 30-45 days later.
TIM Secure Debt Protection
Invoice funding with protection against your debtor going into insolvency. If your client defaults on payment, TIM’s insurance will respond.
Who is TIM?
Having funded over half of a billion dollars to over 350 Australian businesses over the last 5 and a half years, we know how to structure a funding solution that will optimise your working capital cycle.
TIM has structured funding solutions for businesses in the manufacturing, wholesale trade, labour hire, transportation, mining services, property and business services and many other industries. No matter what your business requirement, TIM can provide a smart solution, without the need for property security and generally without recourse to your business.
Smart and innovative, exactly as business should be!
Ultimate in flexibility and innovation
Self-select and manage your cash flow needs.
No hidden fees
No upfront Application fees, no property security required and no hidden fees.
Funding in as little as 24 hours of account approval
Get your cash flowing now, and free up capital to grow your business.
Complete cash flow solutions for business
TIM can fund from $100,000 to $5 million today.
Frequently Asked Questions
Here’s why the experts choose TIM
This is Loren. She doesn’t work for us, but we’ve done a lot of business together. Loren is one of the many trusted business consultants who consistently recommend TIM to their clients. Watch the video below to find out why.
Make cash flow management easy by aligning your
accounting software to TIM.ex.
TIM’s accounting interface is quick to activate and helps to manage
money and pay suppliers.
Get Tomorrow’s Cash flow Today
Helping you find smarter ways to use your own cash and avoid the pitfalls of borrowing funds. TIM Finance is always ready to help in a fairer, more flexible and far more affordable manner than a traditional business loan. Contact a TIM expert today.
TIM Finance offers several different funding solutions (Services), one or more of which has a no-fee, no interest and no long lock in contract period, called the Fully Flexible funding option. Conditions, fees and charges apply to some of the Services provided, which may change or we may introduce new ones in the future. Full details for all funding options (Services) including any fees and charges which may apply, is available on request. Lending criteria apply to approval of credit products. This information does not take your personal objectives, circumstances or needs into account. Consider it’s appropriateness to these factors before acting on it. Read the funding agreements provided, for your selected product/service, including all the Terms and Conditions contained in agreements provided, before proceeding. *T&Cs: Minimum 12 month invoice funding contract with TIM Finance. Direct clients only, offer doesn’t apply to broker introduced clients. All standard credit terms and conditions apply including credit assessment. Not applicable to existing clients.