3 Common Problems that Keep Owners of Wholesale Businesses Up at Night
Agile and customer-centric approaches drive the core of businesses today. With the rise in internet shopping and the demands by [...]
A Labour Hire Firm’s Quick Guide to Managing Finances, Staffing, and Growth
Limited cash flow is the biggest threat to the labour hire industry. You may find that in your labour hire [...]
How to Save Your Wholesale Business from Cash Flow Problems [FREE EBOOK]
Wholesaling is a lean business model. Your profit exists in the space between manufacture and demand. You need to [...]
How Better Fleet Management Can Optimize Tax and Improve Cash Flow
A fleet provider in the UK did a survey among CFOs in fleet companies to find which KPIs the finance [...]
How Wholesale Businesses Can Effectively Manage Cash Flow
As a wholesaler, cash flow is the lifeblood of your business. Positive cash flow allows you to run your operations [...]
Australia’s Fastest Growing Manufacturing Sectors in 2019
Despite what many headlines suggest, Australia’s manufacturers are generally confident that their sector is growing. Business picked up in early [...]
Everything You Need to Know about Cash Flow Finance for Small Businesses (But Were Afraid to Ask)
Mention cash flow finance to the average small-business owner in Australia and you might get a funny look — it’s [...]
How to Ensure Your Business Succeeds in FY20
The start of a new financial year is a great time for business owners to consider how they can ensure [...]
What Do Low Interest Rates Mean for SMBs?
After two back-to-back interest rate cuts, Australian businesses could be forgiven for thinking that there has never been a better [...]
Why Business Failures are Increasing
As we announced our re-branding to TIM Finance this week, we talked about the need to provide suitable growth funding [...]
Import Finance for Healthcare Companies
Imports are crucial to the Australian healthcare sector. From the latest medical devices to standard pharmaceutical supplies, most healthcare providers [...]
Cost Effective Finance for your Business
Over the last few weeks we’ve looked at the kinds of business that can use Invoice Finance, how it can [...]
How to Use Invoice Finance to Fund Your Business
While it is clear to many business owners that invoice finance is a great way to protect themselves against cash [...]
What is Invoice Finance and Who is it For?
We’ve discussed many aspects of Invoice Financing prior to this blog but perhaps it’s time to go back to basics [...]
Many More SMEs Could Be Using Invoice Finance
While invoice financing has undoubtedly grown significantly in Australia in recent years, the latest figures show that it still accounts [...]
A Matter of Interest: How the Reserve Bank of Australia Affects Your Business
The Reserve Bank of Australia kept interest rates on hold this month, but many commentators believe it will cut them [...]
Turn Cash Flow into an Asset
Cash flow is a word that can strike fear into business owners, because it’s often followed by the word ‘problems’. [...]
Financing the Final Frontier
Since the Australian Space Agency was belatedly founded last year, interest in the country’s space sector has been rocketing. The [...]
Thinking School Interviewed CEO Angus Sedgwick – TIM Finance
We were really proud and humbled that we were considered by Thinking School as one of the Financial Technology (FinTech) [...]
The Power of Digital Marketing for Brand Awareness
Way back in the day, Shakespeare wrote, “All the world’s a stage, and all the men and women merely players”. [...]
The Slow Cash Slowing You Down (Net Operating Cash Flow — NOCF)
Nearly every business, regardless of the size, has problems meeting their regular obligations at one time or another. Standard expenses [...]
“Oils Ain’t Oils” and Business Cash-Flow Finance Should Not Cause a Cash-Flow Problem
For those of us who’ve been around long enough to remember the ‘Oils Ain’t Oils’ advertisement, it is an apt [...]
SME Cash Flow Tips for 2017
Most companies stall or fail not because of bad product but because of bad cash flow. If you are among [...]
The Dangers of Inconsistent Cash Flow in Business
Is your business dealing with extended supplier payments or seasonal fluctuations? Perhaps your customers just can’t seem to pay on [...]
How to Navigate the Domino Effect in the Mining Industry
Regardless of how much experience you have in the mining industry or how stable your business happens to be, late [...]
Invoice Financing vs. Invoice Factoring: What You Need To Know
A consistent cash flow is the lifeblood of a business. It is how an organisation is able to purchase stock, [...]
The Importance of Managing Your Cash Flow
People have a way of forgetting that cash flow involves a whole lot more than just money coming into your [...]
Is Your Website Converting Leads? 3 Tips to Kick Starting Lead Generation
Websites aren’t just a storefront — websites are a critical means of lead-generation for businesses. With around 3.2 billion people [...]
Put Debts in the Past with These 3 Strategies
Unpaid debts can drag your business down. The money that you are owed is not available to you for expansion [...]
Press Release Monday 30 Jan 2017
Small business cash flow crisis costing Australian economy $76 billion AUSTRALIA’s two million small and medium sized enterprises (SMEs) are [...]
A Must-Read Inquiry into Slow Payments for Australian SMEs
Late payments are the biggest issue Australian SMEs face. With $26 million owed in unpaid invoices averaging around $13,200 each, [...]
Funding vs. Lending: understanding the difference
There is a wide array of different reasons why a small business might need access to extra incoming cash at [...]
3 Ways to Beat Seasonal Cash Flow Fluctuations in the Agriculture Industry
Risks and risk management in the agricultural industry can heavily affect your overall profitable outcome. Cash may be king, as [...]
Pitfalls of Not Having Credit Insurance — Don’t Get Caught Out in 2018
One reason small- to medium-sized enterprises overlook something as important as credit insurance is because they have the wrong perspective. [...]
5 Tips for Picking the Right B2B Funder for Your Business
For small- to medium-sized businesses in particular, bringing on a B2B funder is often one of the best ways to [...]
3 Marketing Hacks You Need To Know For 2017
Make your business stand out against the competition in 2017 with these four smart marketing hacks. The rise in digital [...]
Extended Supplier Payments – How to Beat the Bullies
2016 has been a year filled with extended supplier payments. From Rio Tinto’s extension from 30 days to 90 days [...]
5 Ways to Boost Cash Flow for Mining SMEs in the New Year
The mining industry is highly competitive and often characterised by enormous projects with huge budgets. When payments are stalled, business [...]
Why Cash is Still King in Business
Running a business is similar to running a household. There are key stakeholders, mouths to feed, and relationships with other [...]
Why You Need to Know About Invoice Financing Now
Invoice financing is a great way to ensure consistent cash flow in your business. When dealing with slow debtors — [...]
3 Trends For The Australian Business Landscape In The New Year
As a business owner, having your finger on the latest trends has a direct impact on the success of your [...]
Webinar: How to get the best cash flow for your business
http://www.youtube.com/watch?v=wDZHnnEBsC4
Deep Diving
Our new client provides specialised saturation diving, underwater CIVIL and major recovery of assets for Australian and Global businesses. They [...]
Over a coffee…. read about this very smart business.
Our newest client was looking for a business import, export and cash flow solution, but did not like the idea [...]
Commercial Finance Broker Implements A Valuable Funding Structure for Business Client
This client is a growing Food Wholesaling business that supplies to the big retailers. They were looking to increase the [...]
Savvy bookkeeper assists client in securing funding for BAS payments and improves ongoing cash flow
Our client came to us via a proactive bookkeeper, who identified well in advance of the BAS due date that [...]
Accounting Practice Provides Valuable Assistance to Client
This accounting client is a fast growing, profitable wholesaling business. The bank has been providing an overdraft facility for several [...]
Client Dodges a Bullet
Our new client required funding to complete the building of their production facility and had approached their bank for an [...]
104% pa improvement in business turnover and a massive uplift in profit through the correct implementation of TIM’s. Accelerator and Accelerator Plus innovative funding!
Revolving, unsecured, protected and very very smart! Our new client provides a range of concrete products to the CIVIL Construction [...]
How a large order almost crippled a business but smart supply funding turned things around
The client designs and constructs bespoke generators to the construction and underground mining sectors. Background The client had recently been [...]
3.62% pa IMPROVEMENT in net cash flow! – TIM’s weekly funded scenario
Revolving, unsecured, 80% advance rate, protected and smart! TIM has an existing client funding approximately $145,000.00 per month. The client designs, [...]
Accountancy practice provides some very insightful advice
Their client was a successful, very profitable fabrication business. The bank had provided an overdraft facility and equipment finance. The [...]
A very expensive lunch, three course meal, wine and a two year contract
All up $240,000.00 plus tip! TIM was recently asked to submit a proposal providing a full funding solution for a [...]
A different kind of cash flow solution
So, you think all cash flow solutions are the same worn out beast………Well, read this! A specialist Engineering Company involved [...]
You don’t know what you don’t know…
Improved operating margins through innovative business cash flow acceleration at 4.87% pa. Our transport client was running a full facility [...]
Finance Broker Alleviates A Significant Headache For Their Transport Client
TIM received an enquiry from a finance broker requesting a proposal to solve the following issues for their current: Their [...]
Regional accounting practice adds significant $$$$ value.…
TIM received an enquiry from a mid-size regional accounting practice. Their brief was as follows: Their client was a successful [...]
Serious savings and opportunities
Our software/consulting client had been in business just under eighteen months. They provided software solutions to a Government Department on [...]
Innovation at work for business
So, you think all cash flow solutions are the same worn out beast……… Well, read this! A specialist Engineering Company [...]
Is Your Business Struggling with Working Capital? Mason Barbera Shares His Solution
Invoice financing can help your business maintain a better relationship with your customers. As a watermelon farmer, Mason Barbera has [...]
Learn How Invoice Financing Helped Secure Working Capital for Barbera Fresh (IPG)
For small crop growers in Australia, securing working capital is one of the hardest things to manage if you have [...]
Case study: Invoice Finance for the civil construction industry
PLANT hire and civil construction companies operate in industries notorious for long invoice payments terms. They are often at the [...]
Case study: Invoice finance for trade contractors
Invoice Finance for Trade Contractors - A Case Study BEING paid is always a challenge in the construction industry, especially [...]
Case study: Invoice finance for the labour hire industry
INSUFFICIENT cash flow is by far the biggest threat to Australian recruitment agencies and the primary reason for business failure [...]
Thinking School Interviewed CEO Angus Sedgwick – TIM Finance
We were really proud and humbled that we were considered by Thinking School as one of the Financial Technology (FinTech) [...]
On the Record with Angus Sedgwick
Angus Talks about the Evolution of Cash Flow Finance TIM Finance CEO, Angus Sedgwick, decided to give you more input [...]
How to get the best cash flow for your business
http://www.youtube.com/embed/wDZHnnEBsC4
TIM Finance Featured on ABC, Channel 9, SBS and More —SME Cash Flow Crisis Report
Australian businesses are drowning under $76 billion worth of unpaid invoices. Our SME Cash Flow Crisis Report released on the [...]
Press Release Monday 30 Jan 2017
Small business cash flow crisis costing Australian economy $76 billion AUSTRALIA’s two million small and medium sized enterprises (SMEs) are [...]
A Must-Read Inquiry into Slow Payments for Australian SMEs
Late payments are the biggest issue Australian SMEs face. With $26 million owed in unpaid invoices averaging around $13,200 each, [...]
Must-read advice for fast-growing Australian businesses
You can easily find yourself lacking working capital, which is one of the biggest contributing factors to the failure of [...]
Australia’s slowest paying industries revealed
These are the industries making Australian businesses wait the longest for invoice payments. Labour hire Manufacturing Mining services Commercial property [...]
Australian Broker News 16.09.2014
http://www.brokernews.com.au/news/breaking-news/onerous-bank-terms-forcing-smes-to-find-alternative-finance-191997.aspx
Australian Financial Review 16.09.2014
http://www.afr.com/p/investing/technology_has_severed_the_lock_CnJH0H3euZPgMTB6aTQBBL
Get Tomorrow’s Cash flow Today
Helping you find smarter ways to use your own cash and avoid the pitfalls of borrowing funds. TIM Finance is always ready to help in a fairer, more flexible and far more affordable manner than a traditional business loan. Contact a TIM expert today.
TIM Finance offers several different funding solutions (Services), one or more of which has a no-fee, no interest and no long lock in contract period, called the Fully Flexible funding option. Conditions, fees and charges apply to some of the Services provided, which may change or we may introduce new ones in the future. Full details for all funding options (Services) including any fees and charges which may apply, is available on request. Lending criteria apply to approval of credit products. This information does not take your personal objectives, circumstances or needs into account. Consider it’s appropriateness to these factors before acting on it. Read the funding agreements provided, for your selected product/service, including all the Terms and Conditions contained in agreements provided, before proceeding.